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Moving to Florida: Your Ultimate Guide

So you’re planning on moving to Florida. From beaches to art districts to stadiums, the state has something for everyone. It’s no wonder Florida is now the third most populated state in the U.S. Whether you’re drawn to the low cost of living or are chasing warmer weather, you’ll have to do some research. Lucky for you, we did a lot of the work for you. From local school resources to DMV information, you’re about to be an expert on the Sunshine State!

Moving to Florida: Finding Your New Home

If you’re still thinking about moving to Florida, you might want some general knowledge on the state. Here are Florida's cities broken down by population. From Miami to Tallahassee, each one has its own unique flair. 

Not sure which part of Florida to move to? Here are the top 11 places to live in Florida, including their populations and median incomes. While many think of Florida as being all beaches and tourism, the state is actually quite diverse. If you don’t have much background, you should read up on the state’s three main regions before moving to Florida:  

  • Northern Florida
    Northern Florida is home to thriving metro areas and natural attractions. Jacksonville, the most populous city in Florida and in the southeastern U.S., is in the northern part of the state. West of Jacksonville in the Florida Panhandle is Tallahassee, the 7th most populous city in Florida. Tallahassee has the state’s largest university, the Florida State University. If you move to Northern Florida, you can also avail yourself of outdoor attractions. These include parks like Wakulla Springs State Park and Manatee Springs State Park

  • Central Florida
    Currently, Central Florida cities are among the fastest-growing in the U.S. At the top of this list is Orlando, the largest inland city in Florida, which grew by 60,000 residents in the past year. Coming in a close second is Tampa. Tampa is the third-largest city in Florida and one of the top 15 moving destinations in 2018. The city grew by 51,000 residents in the past year and is still trending upwards. 

  • Southern Florida
    Southern Florida is Florida’s largest metro area. If you’re looking for a bustling urban area, Miami is the second-largest city in Florida. The city is also the most populous region in the Southern U.S. after Washington, D.C. Close to Miami is Hialeah, the sixth-largest city in Florida. Florida’s southern region also hosts the Everglades, providing unique natural attractions. 

No matter what region suits you, moving to Florida comes with endless opportunities. The state currently has a 2019 growth rate of 1.63%. If growth continues at this rate, the population is expected to exceed 22 million by the 2020 census. This expansion will maintain Florida’s position as one of the most populated states in the U.S. 

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Moving to Florida: Cost of Living

Many are drawn to Florida due to its low taxes. Take a look at the state’s taxes and current housing market — both are important factors to investigate before moving to Florida.

  • Taxes:
    A large appeal to moving to Florida is its lack of income tax, a contributor to its ranking as the 13th best state to live in from U.S. News & World Report. The report also rated Florida second in the nation for fiscal stability and 9th for its economy in general. Still, the state has a sales tax of 6% and a hefty gas tax — ranking it 9th for the states with the highest gas taxes.

If you’re looking to purchase a home in Florida, January is the best month to buy. While there are often fewer options on the market in January, you’re likely to save an average of $20,000 over buying a home in June. Some of the best Florida markets to invest in at the moment are: 

  • Jacksonville (median home value: $186,519) 

  • Tampa (median home value: $216,413)

  • Orlando (median home value: $219,696)

For more information on moving to Florida, explore the state’s real estate based on counties, cities, or zip codes

Moving to Florida: Employment

Unless you’re moving to Florida to retire, finding a job is likely your top priority. Fortunately, Florida’s economic outlook is strong. As population increases, job creation is vital to the state’s economic success. The state is currently the number one state in the Southeast for job creation, with a 2.8% job growth over the last year. Additionally, Florida’s economy hit $1 trillion in 2018. Think of it this way, if Florida were a country, it would be the 17th largest economy in the world! 

Currently, Florida’s unemployment rate remains below the national average. With a rate of 3.4%, the state has the 20th lowest unemployment rate of all 50 states. If you’re moving to Florida and are still on the hunt for a job, don’t stress! There are a number of job search resources that will help you find employment in no time:

For those who are entrepreneurs, moving to Florida may be advantageous to your business’ success. According to WalletHub’s ranking of the states with the best conditions for starting a business, Florida comes in 6th out of all 50 states. Ranking factors include business environment, access to resources, and business costs. Outside of Silicon Valley and the East Coast, Miami is the third-best U.S. city to build your startup in 2019

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Moving to Florida: Education

If you’re moving to Florida with children, you’ll want to look into schooling. Despite low funding, Florida’s school system is solid. In fact, Florida's public high schools are sixth in the nation based on a 2019 report on the country’s best high schools. Florida’s elementary and middle schools are slightly behind, with an eighth-grade NAEP proficiency of 26.1% in math and 30.3% in reading. However, from public schools to charter schools to home education networks, there is surely an option that meets your family’s needs.  

Take a look at Florida’s schools listed by district to view K-12 public schools in particular areas. Some of the 2019 best school districts in Florida, based on factors such as safety and diversity, include: 

  • St. John’s County School District
    Located in St. Augustine, Florida, St. John’s County School District ranks first on Niche out of 67 school districts in Florida. The district also ranks first for best school districts for athletes and fifth for districts with the best teachers.

  • Sarasota County Schools
    Sarasota County Schools, located in Sarasota, is the second highest ranking school district in out of 67 districts in Florida. It also ranks 17th for safety and 23rd for diversity.

  • Seminole County Public Schools 
    Seminole County Public Schools in Sanford is the third-best school district in Florida out of 67 districts. The area also ranks 9th for diversity and 25th for safety.

  • Collier County Public Schools
    Located in Naples, Collier County Public Schools is the fourth highest ranking school district out of 67 districts in Florida. The area also ranks third for best athletes, 7th for districts with the best teachers, 10th for safety, and 13th for diversity. 

  • Okaloosa County School District
    Okaloosa County School District in Fort Walton Beach ranks fifth out of 67 school districts in Florida. The district also ranks fifth for best school districts for athletes and 12th for safety.

If you’re moving to Florida with hopes of pursuing higher education, you’re in luck! According to a 2019 ranking of all 50 states' education systems, Florida has the best higher education system in the nation. The ranking was determined by the number of citizens that hold degrees, costs of attending college, student debt burden, and the time it takes to complete a two or four-year program. For more insight into Florida’s higher education system, take a look at the best colleges in Florida

Moving to Florida: Best Cities for Young Professionals

While Florida is a great place to retire, the state also has a lot to offer to young professionals. If you are moving to Florida post-grad, here are a few of the best communities to live in:

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Moving to Florida: Retirement Options

Many people move to Florida to begin a retirement lifestyle. If you’re moving to Florida to retire, there are numerous active adult retirement communities. Should you prefer to purchase a home, Florida has many housing options that fall below the average home price in the U.S. It’s no surprise that multiple cities on Forbes’s best 25 places to retire to in 2019 are in Florida. Here are some of the top retirement destinations in Florida:

  • Clearwater
    Located on a barrier island in Florida’s Tampa Bay Area, Clearwater known for its sunny weather and gulf coast beaches. With a median home price of $211,000, Clearwater’s real estate falls 15% below the median home value in the U.S. The city also has a strong economy, good air quality, and a high number of doctors per capita — all positive factors to take into account  when retiring to Florida. As an added bonus, Clearwater’s beach was named the number one beach in the U.S. by TripAdvisor for the second year in a row!

  • Delray Beach
    Just north of Fort Lauderdale, Delray Beach is a vibrant, yet intimate, town. With a median home price of $205,000, Delray Beach’s real estate is 18% lower than the median home value in the U.S. Like Clearwater, the city has a good economy and air quality — and abundant doctors per capita. If you’re moving to Florida with plans of retiring, Delray Beach is bound to provide an easy-going lifestyle.

  • Palm Bay
    Located southeast of Orlando on Florida’s Atlantic coast, Palm Bay is one of Florida’s best-kept secrets. The city has a median home price of $178,000, 29% below the national median, and a 3% lower cost of living than the national average. Palm Bay also has a secure economy and more doctors per capita than the national average. With sunny weather, golf courses, and nature trails, Palm Bay is a good place to retire for those looking to stay active.

Moving to Florida: Establishing Residency

Once you’ve officially decided you’re moving to Florida, it’s important to take the appropriate measures to become a legal resident of the state. Here are a few logistics to take into account when moving to Florida.

  • Declaration of Domicile
    While signing a Declaration of Domicile is not mandatory, it is recommended. This document states that you plan on making Florida your permanent home and will comply with all requirements of residents of the state. 

  • Setting up a bank account
    If your current bank doesn’t have branches in your new city, you may want to consider switching banks. While online banking has simplified the banking processes, you may occasionally need to visit your bank in person. If you need a new bank, take a look at some of the best banks in Florida. 

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Are you set on moving to Florida? We don’t blame you! Read up on our guide to moving to a new city for more details. Now that you know all of the logistics, you can get started on the actual moving process. Don’t worry — we have tons of resources to guide you through that as well. Take a look at our ultimate moving checklist to get started.


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